Richard is responsible for international business development and managing relationships with our strategic distribution partners in the Middle East and North Africa. Richard has nearly 30 years' experience working in the international financial services industry, nine of which were spent living in the Middle East. In his spare time, Richard ensures his two sons get to their various sporting events on time. When able to do so, Richard plays golf and travels extensively to watch Manchester City. He is Chairman of the IOM MCFC Supporters Group.